1. Home
  2. Verticals
  3. Debt Settlement

Debt Settlement vertical

Buy debt settlement leads from consumers ready for relief

Consumers with $10,000+ in unsecured debt who are actively looking for settlement, consolidation or relief programs.

$10K+ unsecured debtHardship screenedReal-time deliveryCompliance reviewed

Get a custom quote

Tell us your volume and we’ll build a debt settlement campaign around it.

  • Reply within one business day
  • No long-term contracts

Coverage

Debt Settlement lead types we cover

Credit card debt

Consumers with high revolving balances.

Medical debt

Outstanding medical and hospital bills.

Personal loans

Unsecured installment loan balances.

Private student debt

Non-federal student loan balances.

Bank debt

Overdrafts and other unsecured bank debt.

Debt consolidation

Consumers comparing consolidation options.

Why Acquira Labs

Why buy debt settlement leads from us

Minimum debt thresholds

Every lead meets a $10,000 unsecured debt minimum, and higher thresholds are available.

Hardship screened

Multi-step qualification confirms the consumer is struggling and motivated to act.

Multi-channel sourced

Search, social and partner traffic keeps volume steady and diversified.

Lead quality

What makes a quality debt settlement lead

  • $10,000+ unsecured debt confirmed at intake
  • Hardship and intent screened through multi-step qualification
  • Phone validated before delivery
  • State-level filtering to match your licensing
Debt Settlement lead profile
Unsecured debt$24,500
Debt typeCredit cards
StateTexas
PhoneValidated
DeliveredReal-time · CPL / CPA

Sample profile for illustration. Fields vary by campaign.

What you receive

Sample lead record

An illustrative record showing typical fields. Exact fields are confirmed when your campaign is set up.

FieldExample
Unsecured debt$20,000–$30,000
Debt typeCredit cards
Hardship reasonReduced income
Monthly income$3,000–$4,000
StateFlorida
Contact preferencePhone

How we deliver

Delivery options

Choose the format that fits your workflow. Everything is configured and tested during onboarding.

Real-time API delivery

Leads post to your CRM or dialer by webhook or REST within seconds of submission. No batching, no holding.

CRM & dialer integration

Direct connections to the platforms you already use, with field mapping and testing handled at onboarding.

CSV / batch delivery

Scheduled files or CRM-formatted imports for teams that prefer to work in batches.

Live transfers

Pre-screened consumers connected live to your agents during your hours, as a complement to webform leads.

Call programs

Debt relief call programs

Prefer phone conversations? Choose the call product that fits your intake team.

Raw inbound calls

Consumers calling in response to debt relief offers, routed directly to your intake line.

Credit-screened inbound calls

Inbound callers screened on debt amount and debt type before reaching your team.

Qualified live transfers

Consumers fully pre-qualified by our agents, then warm-transferred to your enrollment team.

Buyer transparency

What buyers can expect from Acquira Labs

The standards high-volume buyers care about, and how we stay accountable to them.

Lead source disclosed

Traffic comes from search, social, native and vetted partners. Source-level performance data is available on request.

Targeting you configure

Filter by state, minimum debt amount, debt type, income and hardship, enforced at the campaign level.

Qualification standards

Relief intent is confirmed at intake, phone numbers are validated and records are checked against duplicate and fraud databases.

Geographic coverage

Programs can run nationwide or in the states you choose. Ask for a current availability report for your markets.

Flexible volume

Scale daily or weekly caps up or down as your pipeline, staffing or market conditions change.

Compliance built in

Consent is captured and stored with every lead, and records are DNC-scrubbed and de-duplicated before delivery.

Our process

How it works

  1. 01

    Source

    Consumers find us through owned media, search, social and vetted partners.

  2. 02

    Verify

    Phone, contact details, consent and intent are checked in real time.

  3. 03

    Deliver

    Leads reach your CRM or dialer by API, webhook, file or live transfer.

  4. 04

    Optimize

    We review contact and conversion results with you and refine targeting.

FAQ

Frequently asked questions

What is the minimum debt amount?

Standard campaigns require $10,000 or more in unsecured debt. Higher thresholds can be set per campaign.

How are debt settlement leads verified?

Consumers confirm their debt amount, debt type and hardship during a multi-step qualification. Contact data is validated and records are screened before delivery.

Do you offer debt consolidation leads?

Yes. Consumers interested in consolidation can be included in your campaign or run as a separate program.

Which states do you cover?

Campaigns run in the states where you are licensed or permitted to operate. We exclude any states you specify.

Get started

Start receiving high-intent debt relief leads

Share your states, volume and criteria and we will send pricing for a debt settlement program built around your team.

  • Reply within one business day
  • No long-term contracts
  • Volume that scales with your team
  • Consent captured and DNC-scrubbed

Get a custom quote

Tell us your volume and we’ll build a debt settlement campaign around it.

  • Reply within one business day
  • No long-term contracts